HARNESS is a specialty insurance agency that tackles complex, hard-to-place risks with speed and expertise—delivering accurate, competitive quotes in a day. Combining deep technical underwriting knowledge with a streamlined digital workflow, we partner with brokers and risk managers to craft tailored coverage solutions where others say no. Our slogan says it plainly: We say yes to complex risks. Quotes in a day.

At HARNESS we value relentless problem-solving, informed expertise, and a bias toward action. We center every decision on clarity and partnership—listening to clients’ realities, explaining options in plain terms, and moving quickly to secure the right protection. Integrity guides our underwriting and advisory work, and we measure success by the trust we build with brokers, risk managers, and insureds when complexity meets certainty.