Htoi is a pioneering finance tool designed to empower users with seamless offline expense and budget tracking. By combining simplicity with robust functionality, Htoi helps individuals take control of their financial health without relying on constant internet connectivity, making budgeting both accessible and reliable. Embracing the slogan "offline expense & budget tracker," Htoi delivers a dependable, user-friendly solution for managing personal finances anytime, anywhere.

At Htoi, we believe in financial empowerment through accessibility and simplicity, ensuring every user can confidently manage their money without barriers. Our commitment to privacy and offline functionality reflects our respect for user autonomy and security in today's connected world. Driven by innovation and trust, we strive to create tools that not only track expenses but also inspire mindful financial decisions, fostering lasting confidence and control over one’s financial journey.